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Insurance Company to Amber Heard: “We’re Not Paying Your Legal Fees!”

amber heard being sued by her insurance company | Agents of Fandom
Credit: Brendan Smialowski/POOL/AFP via Getty Images

A lawsuit and Amber Heard make news together these days like PB&J, pro sports and baby daddies, or WT and F. Now, her insurance company is suing her. While they are filing this legal grievance, New York Marine and General Insurance Co. are refusing to pay Johnny Depp‘s scorned (and nearly broke) ex-wife $1 million.

Amber Heard and Johnny Depp was the tip of the iceberg for her legal issues | Agents of Fandom
Not even the outfit from The Sound of Music helped her out Credit Jim Lo ScalzoAP

According to Law & Crime, the insurance company's lawsuit against Amber Heard is a three-pronged approach of “suck it”:

  1. That it be absolved of any duty to pay for her defense in a recent defamation case by her ex-husband Johnny Depp
  2. That it not be required to pay the multi-million dollar judgment Depp won against her
  3. And that it does not have to pay any costs of ongoing litigation associated with an appeal

Ever since the jury came back with its guilty verdict against Amber Heard, she has been spending the better part of a month figuring out how she's going to pay Depp millions of dollars for defamation.

And, while she drags her feet on that issues, her cracked legal team are seeking to appeal the ruling on the grounds of “improper juror service.” Jurors serve and pass a decision. That's how it works. But there's the legal team saying they never did.

(These are college graduates, folks.)

Amber Heard Nothing in Court

Amber Heard is evidently broke even though she was paid  alt=
Poor starlet doesnt have the whopping $15 million Source PerezHiltoncom via Law Crime

A jury of her peers busted Amber Heard and is forcing her to pay Johnny Depp $15 million. She's clamoring that the money is not in her piggy bank. She earned $1 million for Aquaman and probably made double that for its sequel. A court also awarded Heard a $7 million settlement following the 2016 divorce.

Seeking PR brownie points, Heard said she would donate half of that money to the ACLU. So sweet. Seven years later, only half of that half has been donated ($1.3 million). A girl needs to live, you know?

Heard fabricated complaints against Depp, which cost him several gigs including as Captain Jack Sparrow. Turns out, she allegedly abused him and lied about him in that infamous 2018 op-ed she placed in the Washington Post.

Following that news, her insurance company refuses to pay for her legal trouble. Their premise aligns with California insurance law and provides a loophole the size of a flaming hula hoop that reads:

Although an insurance company may be liable for an insured party’s negligence, ‘an insurer is not liable for a loss caused by the willful act of the insured.'

Law & Crime, 2022

In summary, Heard acted “willfully with malice” to get Johnny Depp in considerable trouble. That's why New York Marine refuses to indemnify Amber Heard. The Law & Crime story shares New York Marine shielded her with a $1 million policy from July 2018 to July 2019. For the chronologically impaired, that's Aquaman marketing time.

Then came this persnickety lawsuit that is costing Amber $6 million in legal fees–and that's separate from the defamation suit.

What can we gain from this legal mishap? Three things:

  1. Aside from backing out of an errant pledge, Amber Heard owes plenty of money to plenty of people
  2. We are about to see an actress take the Nic Cage route of working mindless scripts and straight-to-DVD movies to make that money
  3. In life, don't be a douchebag. It's free just to be nice!
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